Voya offers two life insurance riders, which are optional coverages that provide protection in the event of specific circumstances.
#Reliastar integrity plus portable#
Voya’s group life policy is portable in the event that you change jobs, and policyholders have the option to add riders for more customized protection.
#Reliastar integrity plus plus#
However, the death benefit will then be reduced by the outstanding loan amount, plus interest. Once your policy accumulates enough cash value, you can withdraw a portion of the money and use it like a personal loan. It has level premiums that can be paid via payroll deduction, a death benefit, and cash value that grows at a fixed interest rate. Group whole life insurance offers protection for your lifetime. Additionally, employers can add optional coverages, like funeral planning services, will assistance, and Voya Travel Assistance. It’s also convertible, so when the term ends, you have the option to convert your term life policy into permanent coverage without taking another medical exam. Voya’s group term life insurance is portable, which means you can keep your policy in force if you change jobs.
It has level premiums and a guaranteed death benefit that your beneficiaries receive if you pass away during your policy's effective term. Group Term Life Insurance provides coverage for a predetermined number of years. Additionally, Voya policyholders don’t have the opportunity to receive dividends. Unfortunately, you won’t find much information online about what these policies cover, how much coverage is available, and which age groups are eligible. Voya sells two group life insurance policies that are underwritten by ReliaStar. You’ll need to contact an agent to see how much you’ll pay.
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